Tax coordination in Israel (Teum Mas)Working more than one job? Do your tax coordination free online, add NETO as an employer, and stop a secondary employer withholding the maximum 47% rate
If you earn from more than one source, an employer that is not your main employer must, by law, deduct the maximum tax rate of 47% until you present a tax coordination certificate. This guide shows you who needs tax coordination, how to complete it free on the Tax Authority site, and how to upload it to your NETO payslip so the right amount is withheld.
AI summary · Tax coordination in Israel (Teum Mas)Click to read the page summary
Tax coordination (Teum Mas) is an official certificate from the Israel Tax Authority that tells a secondary employer exactly how much tax to deduct. Without it, any employer that is not your main employer must, by law, withhold the maximum rate of 47% from the first shekel, because income tax in Israel is progressive and no single employer sees your total income. The process is free and done online, is valid for one tax year (January to December), and asks you to declare your employers. If you earn through NETO, add the legal entity Bareket I.T Ltd, deduction file 925435851, then upload the certificate PDF to your NETO portal under Form 101. Coordinate National Insurance too with Form 644 (NETO file 9254385100) to avoid double payments.
Tax coordination · so you are not over-taxed on a second income
Income tax in Israel is progressive, built on tax brackets. The system does not know in real time how much you earn across all of your jobs combined. To make sure you do not underpay, the law requires any employer that is not defined as your main employer to deduct the maximum possible rate, which is 47% from the very first shekel.
Tax coordination (Teum Mas) fixes this. It is an official certificate from the Tax Authority that instructs each of your employers exactly how much tax to withhold, based on your combined income. You complete it free online, declare every employer, and decide where your tax credit points (Nekudot Zikuy) apply. It is usually recommended to apply them to your main employer, the one paying the higher salary.
If you earn a salary or freelance income through NETO, we are one of your employers as far as the Tax Authority is concerned. NETO operates under the legal entity Bareket I.T Ltd, so if you have another job you simply add us to your coordination.
Why tax coordination matters
A few minutes online can keep thousands of shekels a year in your pocket, instead of tied up in over-withheld tax until an annual refund.
Stop the 47% deduction
Without a certificate, a secondary employer must withhold the maximum rate of 47% from the first shekel. Coordination replaces that with the correct rate for your total income.
Free and online
The whole process runs on the Tax Authority website. There is no fee and no paperwork by post, and for most people it takes only a few minutes.
Valid for one tax year
A certificate covers a single tax year, from January 1st to December 31st. You renew it every January, even if your employers have not changed.
Credit points in the right place
During coordination you choose where your tax credit points (Nekudot Zikuy) apply. Placing them with your main, higher-paying employer usually gives the biggest saving.
National Insurance too
Form 644 lets you coordinate National Insurance (Bituach Leumi) as well, so you avoid double payments to the National Insurance Institute across your jobs.
Refunded through NETO
If you coordinate late, upload the certificate to your NETO portal and the excess tax that was withheld is refunded in your next payslip, within the same tax year.
From certificate to payslip · in five steps
You generate the certificate at the Tax Authority, then upload it to NETO. Here is the exact path, including the details you need for NETO.
- Log in to the Tax Authority system. Open the Israel Tax Authority online tax coordination system and identify yourself using a credit card or your government account credentials.
- Add NETO as an employer. Enter NETO using the legal entity Bareket I.T Ltd and deduction file number (Tik Nikuim) 925435851, alongside your other employers.
- Place your tax credit points. Decide where your tax credit points (Nekudot Zikuy) apply. It is usually recommended to apply them to your main employer, the one paying the higher salary.
- Upload the certificate to NETO. Log in to your NETO employee portal, open the Personal Details tab, select Form 101, scroll down and upload the certificate PDF under the Tax Coordination field.
- Coordinate National Insurance if needed. Complete Form 644 to avoid double National Insurance payments and upload it in the same section. NETO National Insurance file number is 9254385100.
With tax coordination vs without it
Same second income, two very different outcomes on your monthly take-home pay.
| What changes | Without coordination | With coordination |
|---|---|---|
| Tax on secondary income | 47% from the first shekel | Correct rate for your total income |
| Monthly take-home | Reduced by over-withholding | Accurate each month |
| Getting money back | Wait for an annual refund | Right the first time |
| Tax credit points | May be unused or duplicated | Applied where they save most |
| National Insurance | Risk of double payment | Coordinated with Form 644 |
| Effort | Nothing now, pay more later | A few minutes online |
Not sure which job counts as your main one? See the guide on how to determine your main employer.
The details you need to add NETO to your coordination
NETO as your employer
As far as the Tax Authority is concerned, NETO is your employer. When you add us in the coordination system, use the legal entity below. You can also verify NETO in the Ministry of Labor register.
- Company: Bareket I.T Ltd (company id 515486058)
- Deduction file number (Tik Nikuim): 925435851
- Manpower contractor license 1565, supervised by the Ministry of Labor
Upload it in your portal
NETO is a digital employment platform, so once you have the certificate the upload takes moments and shows in your next payslip. Your payslip reflects the coordinated rate automatically.
- Personal Details tab, then Form 101
- Upload the PDF under the Tax Coordination field
- One clear commission on your client invoice, full payslip and rights
You can verify NETO in the Ministry of Labor manpower contractor database, the public register of every licensed manpower company in Israel.
Coordinate National Insurance too
Tax coordination handles income tax, but National Insurance (Bituach Leumi) can also be over-paid when you have more than one income source. To avoid double payments to the National Insurance Institute, complete Form 644 and upload it in the same section of your NETO portal.
NETO National Insurance file number is 9254385100. If you are a pensioner who also works, remember that a pension is taxable income, so it belongs in your coordination alongside any salary or freelance income through NETO.
Tax coordination · questions and answers
How often do I need to renew my tax coordination?
What happens if I do not do it on time?
What are NETO employer details for the coordination?
I am a pensioner and also work, do I need this?
Can I just ask NETO to do it for me?
Do I need to coordinate National Insurance too?
Earn a second income the simple way
Invoice your clients through NETO and get a proper payslip, full rights and one clear commission on your client invoice. Add us to your tax coordination with Bareket I.T Ltd, deduction file 925435851, and only the correct tax is withheld.
In summary
If you have more than one income source in Israel, tax coordination (Teum Mas) keeps a secondary employer from withholding the maximum 47% rate. It is free, done online, and valid for one tax year, from January to December. Add each employer, place your tax credit points with your main employer, and, if you earn through NETO, use the legal entity Bareket I.T Ltd with deduction file 925435851. Upload the certificate to your NETO portal under Form 101, and coordinate National Insurance with Form 644 (NETO file 9254385100) to avoid double payments.
- Stop 47% tax · coordination replaces the maximum rate with the correct one.
- Free and online · done on the Tax Authority site in minutes.
- One tax year · renew every January, from Jan 1 to Dec 31.
- NETO details · Bareket I.T Ltd, deduction file 925435851.
- Upload to NETO · Form 101, under the Tax Coordination field.
- National Insurance · Form 644, NETO file 9254385100.
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